Michael and Susan Dell will contribute $250 to the investment accounts of 25 million American children, totaling $6.25 billion, as part of the Trump administration’s Invest America initiative.
Key Points
- The new “Trump Accounts”, created under the One Big Beautiful Bill Act, will include a $1,000 deposit from the U.S. Treasury for all children born between 2025 and 2028.
- Funds must be invested in an index fund tracking the broader U.S. stock market.
- Accounts become accessible at age 18 for education, job training, a first home, or starting a business.
- The Dell family said the effort aims to expand opportunity for children—primarily those under age 10, though older children may still benefit if funds remain.
- Accounts are expected to open on July 4 next year, with operational details still being finalized.
- Treasury Secretary Scott Bessent clarified that the program is an additive benefit, not a replacement or “backdoor privatization” of Social Security.
A landmark philanthropic commitment designed to strengthen long-term financial opportunity for future generations.